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Active
e-ΕΦΚΑ
Retirement & Old Age

Other Paths to a Pension

Heavy/unhealthy professions, OGA, established (vested) rights, NAT, mother-of-many-children pension, national pension — paths that need a personal check, not an automatic yes/no.

From an official public source
Check this Benefit

Who can get it

See the 9 alternative paths (heavy/unhealthy occupations, OGA, vested rights, NAT, mother of a large family, national pension, etc.) in the description, each with its official source or responsible body; their age/day thresholds differ widely.

Official evidence · e-ΕΦΚΑ, «Σύνταξη λόγω γήρατος/Προϋποθέσεις απονομής»: «για μειωμένη σύνταξη σε ηλικία 62 ετών, με τις ανωτέρω ημέρες ασφάλισης και ειδικές προϋποθέσεις ασφάλισης σύμφωνα με καταστατικές διατάξεις»· για κάθε άλλο δρόμο η περιγραφή δίνει τη δική του πηγή · Checked: 2026-09-25

You do not already receive an old-age pension (with a survivor’s, uniformed or uninsured-elderly pension you can still build an old-age pension of your own)

Official evidence · e-ΕΦΚΑ, «Σύνταξη λόγω θανάτου/Προϋποθέσεις απονομής»: «Μετά τη συμπλήρωση τριών (3) ετών, αν ο επιζών σύζυγος/έτερο μέρος του συμφώνου συμβίωσης/διαζευγμένος εργάζονται ή αυτοαπασχολούνται ή λαμβάνουν σύνταξη από οποιαδήποτε πηγή, χορηγείται το πενήντα τοις εκατό (50%) της σύνταξής τους λόγω θανάτου.» · e-ΕΦΚΑ, «Σύνταξη λόγω γήρατος/Προϋποθέσεις απονομής»: «το δικαίωμα συνταξιοδότησης θεμελιώνεται με τη συμπλήρωση των ελάχιστων απαιτούμενων από τη συνταξιοδοτική νομοθεσία ημερών ασφάλισης και της ηλικίας.» · Checked: 2026-10-12

You have insurance days (or you are a mother of a large family, for the OPEKA life pension of mothers of large families)

Official evidence · e-ΕΦΚΑ, «Σύνταξη λόγω γήρατος/Προϋποθέσεις απονομής»: «το δικαίωμα συνταξιοδότησης θεμελιώνεται με τη συμπλήρωση των ελάχιστων απαιτούμενων από τη συνταξιοδοτική νομοθεσία ημερών ασφάλισης και της ηλικίας.» · Checked: 2026-09-30

Based on official sources. For the latest criteria, contact the relevant authority.

Already applied? Tell us how it went.

What it is

Beyond the general rules (67 with 15 years, 62 with 40 years, reduced pension at 62), there are other paths to a pension, each with its own conditions — see the official source or ask the responsible body:

• Full pension for Heavy and Unhealthy Occupations (BAE) at 62: 4,500 days in total, of which 3,600 in BAE (a transitional provision; you need an officially recognised BAE status) — e-EFKA (Electronic National Social Security Fund): https://www.e-efka.gov.gr/el/syntaxe-logo-geratosproypotheseis-aponomes • Reduced BAE pension at 60: the same days, age limit 60 instead of 62, with a reduced amount — same source. • Old-age pension for people insured with the former OGA (farmers): the conditions depend on the insurance time with the former OGA — ask e-EFKA. • Vested right of an IKA-insured mother of a minor child (insured before 1993, 5,500 days by 31/12/2010): the actual exit age is set by the transitional tables of Law 4336/2015, no longer a fixed 50/55 — e-EFKA (same source). • Vested right under your fund's old rules by 31/12/2012 (OAEE/ETAA, the State, former TSMEDE etc., with age tables of 58.5-65.3): ask e-EFKA whether you "locked in" a right before the transition. • Disability pension for people whose disability began before age 21: just 300 days of insurance are enough, rising gradually to 1,500 days at age 31 — https://www.e-efka.gov.gr/el/sychnes-eroteseis/syntaxeis/aponomes-kyrion-syntaxeon/me-misthotoi/me-misthotoiaponome-kyrias-syntaxes/syntaxe-logo • Lifelong pension for a mother of a large family: ask OPEKA about the conditions. • National pension at the full amount: €446.87 a month from 1/1/2026 (with at least 20 years of insurance and 40 years of permanent and legal residence in Greece before applying); it is reduced by 2% for each year short of 20 years of insurance (down to 15 years) and by 1/40 for each year short of 40 years of residence. The amount is adjusted every year — Ministry of Labour, instructions of 17/03/2026: https://diavgeia.gov.gr/opendata/decisions/Ψ5ΩΑ46ΝΛΔΓ-ΞΑΖ/document • Seafarers' pension from the Seamen's Pension Fund (NAT): the conditions depend on the total sea service — ask NAT or e-EFKA.

Each of these needs a personal check with e-EFKA, OPEKA (Organisation for Welfare Benefits and Social Solidarity) or NAT.

Lifecycle*

Active

Permanent/ongoing benefit

No fixed end date is currently recorded.

*Cycles, deadlines, and availability may change regularly. Always confirm with the official source before applying.

Benefit details

Provider
e-ΕΦΚΑ
Category
Retirement & Old Age
Status
Active
Type of benefit
Information
Life events:Retirement

Details last verified: 12/10/2026