20% ENFIA Reduction for Homes Insured against Earthquake, Fire and Flood
A 20% cut in ENFIA (10% if the taxable value exceeds €500,000) for an individual's home that was insured in the previous year against earthquake, fire and flood. Apply every year in myPROPERTY on myAADE (for 2026 by 16 February 2026).
20% off the insured home's ENFIA (10% if its taxable value exceeds €500,000); proportional if the insurance lasted less than 1 year
This information has not been checked by us yet — please confirm it at the official source.
This round has ended. If it reopens, it will appear here again. Ended on 16/2/2026.
Who can get it
Official evidence · FAQ ΑΑΔΕ ερ. 1: «μόνο Φυσικά Πρόσωπα που έχουν δικαίωμα σε κατοικία, η οποία περιλαμβάνεται στη δήλωση στοιχείων ακινήτων (Ε9) και είναι ασφαλισμένη» · Checked: 2026-09-28
Official evidence · FAQ ΑΑΔΕ ερ. 1 · Checked: 2026-09-28
Official evidence · FAQ ΑΑΔΕ ερ. 2-3 · Checked: 2026-09-28
Official evidence · FAQ ΑΑΔΕ 14/1/2026 (δηλώσεις ΕΝΦΙΑ 2026) · Checked: 2026-09-28
Based on official sources. For the latest criteria, contact the relevant authority.
How to apply
The steps to apply yourself. Free: you don’t need to pay anyone.
Required Documents
Usually the details gov.gr already holds about you are enough.
Step by step
- 1
Declare it in myPROPERTY on myAADE
Every year, within the deadline AADE announces at the start of the year, you declare the home insurance in the myPROPERTY application on myAADE.
Open the page
Authority: ΑΑΔΕ
Good to know
- Sign in to gov.gr with your TAXISnet codes. You sign in ONLY through the official government page. Never enter your codes anywhere else.
- Fill in and submit the application. Enter your details, upload anything requested and submit. Keep the protocol number.
- Track your application. Progress and the final decision appear in your account on the authority / gov.gr.
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What it is
Individuals with a right to a home included in their E9 property return get a 20% reduction in that home's ENFIA if it was insured in the previous year with an insurer allowed to cover risks in Greece, against earthquake, fire and flood together, for at least 3 months and for an insured value at least equal to the rebuilding value (900 euros per square metre). If the home's ENFIA taxable value exceeds 500,000 euros, the reduction is 10%. If the insurance lasted less than a year, the reduction is proportional. The home does not have to be your main home. The declaration is made every year in the myPROPERTY application on myAADE; for ENFIA 2026 the deadline was 16 February 2026. The deadline for ENFIA 2027 has not been announced yet; it concerns homes insured during 2026.
Lifecycle*
ClosedPermanent/ongoing benefit
- Application deadline
*Cycles, deadlines, and availability may change regularly. Always confirm with the official source before applying.
Benefit details
- Provider
- ΑΑΔΕ
- Category
- Taxes & Debts
- Status
- Ended
- Type of benefit
- Tax relief
Details last verified: 28/09/2026