Seizure-exempt bank account (up to EUR 1,600 a month)
You declare to AADE one single account at one bank, where your deposits cannot be seized up to EUR 1,600 a month. If you have an account where your salary, pension or insurance benefit is paid, you must declare that one.
Deposits protected from seizure up to EUR 1,600 a month per person, in one account at one bank (against the State); against private creditors up to EUR 1,600, or EUR 2,200 for a joint account.
Who can get it
Official evidence · ν. 5313/2026 (ΦΕΚ Α΄ 102/25.06.2026) άρθρο 6 (παρ. 2 άρθρου 33 ΚΕΔΕ): «Για την εφαρμογή του πρώτου εδαφίου απαιτείται γνωστοποίηση από το φυσικό πρόσωπο ενός μοναδικού λογαριασμού, με υποβολή ηλεκτρονικής δήλωσης στο πληροφοριακό σύστημα της Α.Α.Δ.Ε.» · ΑΑΔΕ: «Η υπηρεσία είναι διαθέσιμη καθ’ όλη τη διάρκεια του έτους.» · Checked: 2026-09-30
Official evidence · ν. 5313/2026 άρθρο 6 §1 (παρ. 2 άρθρου 33 ΚΕΔΕ): «γνωστοποίηση από το φυσικό πρόσωπο ενός μοναδικού λογαριασμού ... Εφόσον υπάρχει λογαριασμός περιοδικής πίστωσης μισθών, συντάξεων και ασφαλιστικών βοηθημάτων, γνωστοποιείται, αποκλειστικά και μόνο, ο λογαριασμός αυτός» · Checked: 2026-09-28
Based on official sources. For the latest criteria, contact the relevant authority.
How to apply
The steps to apply yourself. Free: you don’t need to pay anyone.
Required Documents
Usually the details gov.gr already holds about you are enough.
Step by step
- 1
Submit the seizure-exempt account declaration to AADE
With your Taxisnet credentials and the account IBAN. If your bank has not joined the system yet, hand it the declaration receipt; protection applies from the next day.
Open the page
Authority: ΑΑΔΕ
Good to know
- Sign in to gov.gr with your TAXISnet codes. You sign in ONLY through the official government page. Never enter your codes anywhere else.
- Fill in and submit the application. Enter your details, upload anything requested and submit. Keep the protocol number.
- Track your application. Progress and the final decision appear in your account on the authority / gov.gr.
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What it is
Any individual can declare online to AADE, with Taxisnet credentials, one single account at one credit institution as seizure-exempt. Deposits in that account (individual or joint) cannot be seized up to EUR 1,600 a month per person. If there is an account where a salary, pension or insurance benefit is paid regularly, only that account may be declared. The limit rose from EUR 1,250 to EUR 1,600 under article 6 of Law 5313/2026 (Government Gazette A 102/25.06.2026). Against private creditors, deposits are protected up to EUR 1,600, or EUR 2,200 for a joint account. You can declare at any time of the year.
Lifecycle*
ActivePermanent/ongoing benefit
- Active from
*Cycles, deadlines, and availability may change regularly. Always confirm with the official source before applying.
Benefit details
- Provider
- ΑΑΔΕ
- Category
- Taxes & Debts
- Status
- Active
- Type of benefit
- Debt settlement
Details last verified: 12/10/2026