Standing 24-Installment Debt Settlement Scheme (Tax Office / e-EFKA)
You have overdue debts to the tax office or EFKA.
Up to 24 instalments; minimum instalment €30 (AADE) / €50 (e-EFKA); missing 1 instalment per 12 months is allowed with a 15% surcharge; the arrangement ends if 2 consecutive instalments are missed
Who can get it
Official evidence · άρθρο 43 ν. 4646/2019 (Α΄ 201), υποπαρ. Α2 άρθρου πρώτου ν. 4152/2013: «Οφειλές βεβαιωμένες στις Δημόσιες Οικονομικές Υπηρεσίες, τα Ελεγκτικά Κέντρα και τα Τελωνεία ... δύνανται, κατόπιν αίτησης των οφειλετών, πριν ή μετά τη λήξη της προθεσμίας καταβολής αυτών, να ρυθμίζονται και να καταβάλλονται ως εξής: (i) σε δύο (2) έως είκοσι τέσσερις (24) μηνιαίες δόσεις» · Checked: 2026-10-12
Based on official sources. For the latest criteria, contact the relevant authority.
How to apply
The steps to apply yourself. Free: you don’t need to pay anyone.
Required Documents
Usually the details gov.gr already holds about you are enough.
Step by step
- 1
For debts to a social-security fund (e-EFKA/KEAO): eDebtor
The e-EFKA side of the standing 24-instalment scheme is arranged through the Social-Security Debt Collection Centre (KEAO), online with Taxisnet credentials at apps.e-efka.gov.gr/eDebtor (minimum instalment EUR50). For tax-office debts the arrangement is made at myAADE (minimum instalment EUR30).
Open the page
Authority: ΑΑΔΕ
Good to know
- Sign in to gov.gr with your TAXISnet codes. You sign in ONLY through the official government page. Never enter your codes anywhere else.
- Fill in and submit the application. Enter your details, upload anything requested and submit. Keep the protocol number.
- Track your application. Progress and the final decision appear in your account on the authority / gov.gr.
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What it is
You have overdue debts to the tax office or EFKA (Social Security Fund). Up to 24 instalments; minimum instalment €30 (AADE, Independent Authority for Public Revenue) / €50 (e-EFKA); missing 1 instalment per 12 months is allowed with a 15% surcharge; the arrangement ends if 2 consecutive instalments are missed. Application period: no fixed deadline.
Lifecycle*
ActivePermanent/ongoing benefit
No fixed end date is currently recorded.
*Cycles, deadlines, and availability may change regularly. Always confirm with the official source before applying.
Benefit details
- Provider
- ΑΑΔΕ
- Category
- Taxes & Debts
- Status
- Active
- Type of benefit
- Debt settlement
Details last verified: 26/09/2026