Conversion of Swiss-franc loans to euro on favourable terms (ranking certificate, Law 5264/2025)
Borrowers with a performing Swiss-franc loan could convert it to euro at an exchange rate improved by up to 50% and a fixed rate of 2.30%-2.90%, depending on their income/asset category. The application deadline was 30/9/2026.
Conversion to euro at a rate improved by 50% (Category 1), 30% (Category 2), 20% (Category 3) or 15% (others) and a fixed rate of 2.30% / 2.50% / 2.70% / 2.90% respectively; term extension up to 5 years (limit: age 80)
This information has not been checked by us yet — please confirm it at the official source.
This round has ended. If it reopens, it will appear here again. Ended on 30/9/2026.
Who can get it
Official evidence · «Φυσικά πρόσωπα με εξυπηρετούμενες ή ρυθμισμένες και εξυπηρετούμενες οφειλές σε ελβετικό φράγκο οι οποίες δεν έχουν υπαχθεί στη ρύθμιση του ν. 3869/2010 (Α’ 130), μπορείτε να υποβάλετε αίτηση χορήγησης βεβαίωσης κατάταξης» (άρθρο 128 παρ. 2 ν. 5264/2025) · Checked: 2026-09-28
Official evidence · Άρθρο 128 παρ. 3-7 ν. 5264/2025 (ΦΕΚ Α' 239/19.12.2025) · Checked: 2026-09-28
Based on official sources. For the latest criteria, contact the relevant authority.
How to apply
The steps to apply yourself. Free: you don’t need to pay anyone.
Required Documents
Usually the details gov.gr already holds about you are enough.
Step by step
- 1
The ranking-certificate application on gov.gr was open until 30/9/2026
With Taxisnet credentials, in the service «Ranking certificate for borrowers with performing Swiss-franc debts». The deadline for an application with a conversion request was 30/9/2026 (article 101 of Law 5313/2026).
Open the page
Authority: Άλλος Φορέας
Good to know
- Sign in to gov.gr with your TAXISnet codes. You sign in ONLY through the official government page. Never enter your codes anywhere else.
- Fill in and submit the application. Enter your details, upload anything requested and submit. Keep the protocol number.
- Track your application. Progress and the final decision appear in your account on the authority / gov.gr.
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This service is being prepared. For now, the free guide above walks you through every step.
Assign to an accountant / KEP — coming soonIndicative guide — the application and final decision are made by the competent authority.
Indicative results — not an official assessment.
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What it is
Individuals with a loan or credit agreement in Swiss francs, performing or restructured and performing, that has not been settled under Law 3869/2010, could convert it to euro on favourable terms. First they request a ranking certificate on gov.gr with their Taxisnet credentials: the platform checks the income, asset and deposit limits and places the borrower in one of four categories. The conversion rate is improved by 50% (Category 1), 30% (Category 2), 20% (Category 3) or 15% (other borrowers), with a fixed interest rate of 2.30%, 2.50%, 2.70% or 2.90% respectively, and the term can be extended by up to 5 years (not beyond age 80). The application for the certificate with a conversion request had to be filed by 30 September 2026 (article 101 of Law 5313/2026); no further extension has been granted.
Lifecycle*
ClosedTime-limited programme
- Active until
- Application deadline
*Cycles, deadlines, and availability may change regularly. Always confirm with the official source before applying.
Benefit details
- Provider
- Άλλος Φορέας
- Category
- Taxes & Debts
- Status
- Ended
- Type of benefit
- Debt settlement
Details last verified: 09/10/2026