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Under review
e-ΕΦΚΑ
Retirement & Old Age

Lump-sum welfare benefit (e-EFKA)

A one-off lump-sum payment to a retiring insured person (old age or definitive disability) who was covered by a welfare/lump-sum fund merged into e-EFKA.

Calculated in two parts: 60% of earnings (or a proportional percentage depending on the contribution) x years of insurance up to 31/12/2013, + notional capitalisation of contributions for the period from 1/1/2014 — see the exact formula on the official e-EFKA page

This information has not been checked by us yet — please confirm it at the official source.

From an official public source
Check this Benefit

Who can get it

You receive a main old-age or permanent disability pension

Official evidence · e-ΕΦΚΑ, Απονομή εφάπαξ παροχής πρόνοιας: «Όσοι έλαβαν κύρια σύνταξη γήρατος ή οριστικής αναπηρίας και με την προϋπόθεση να είχαν ασφάλιση για εφάπαξ.» · Checked: 2026-09-30

You receive a main old-age or permanent disability pension (not only a survivor pension or the uninsured elderly pension/allowance)

Official evidence · e-ΕΦΚΑ, «Απονομή εφάπαξ παροχής (πρόνοια)»: «Όσοι έλαβαν κύρια σύνταξη γήρατος ή οριστικής αναπηρίας και με την προϋπόθεση να είχαν ασφάλιση για εφάπαξ.» · Checked: 2026-09-30

Granted to those who received a main old-age or permanent disability pension and had an insurance link with a welfare (lump-sum) fund that has become part of e-EFKA. The amount is calculated with a complex formula (60% of earnings x years up to 2013, + notional capitalisation of contributions from 2014) and is adjusted if credited (notional) or actual years are recognised. Priority in processing for beneficiaries with a disability of 50% or more.

Official evidence · ν. 4387/2016 · Checked: 2026-09-26

Old-age or permanent disability pensioner, with an insurance link to a welfare (lump-sum) fund.

Official evidence · ν. 4387/2016 (νοητή κεφαλαιοποίηση εισφορών με ατομικές μερίδες από 1/1/2014)· επιμέρους καταστατικές διατάξεις ταμείων πρόνοιας εντασσόμενων στον e-ΕΦΚΑ · Checked: 2026-09-27

Based on official sources. For the latest criteria, contact the relevant authority.

Already applied? Tell us how it went.

What it is

Receipt of a main old-age or permanent-disability pension AND an insurance link to a welfare/lump-sum fund. Apply after applying for the main and supplementary pension (online, or on paper in special cases). Priority goes to beneficiaries (or parents/guardians of children) with a disability of at least 50%, then to cases of death of the spouse, a child or the beneficiary.

Seafarers (Seamen's Pension Fund NAT — welfare funds for merchant navy officers and ratings): the lump sum is paid to those who leave the seafaring profession for good, once their last insurer issues a pension decision that includes NAT insurance days; if the seafarer dies, to the family. A seafarer who has no right to the lump sum but at least 6 full years of actual sea service can get their contributions back, without interest. Seafarers apply in person or by post to the fund or through a KEP; it takes about 6 months.

Engineers (former ΤΣΜΕΔΕ) get the lump sum from the e-EFKA Lump-Sum Benefits Branch with the same calculation (Law 4387/2016). Under article 82 of Law 4826/2021 they can claim the difference if the lump sum for service up to 31.12.2013 is lower than their updated contributions.

Lifecycle*

Active

Permanent/ongoing benefit

No fixed end date is currently recorded.

*Cycles, deadlines, and availability may change regularly. Always confirm with the official source before applying.

Benefit details

Provider
e-ΕΦΚΑ
Category
Retirement & Old Age
Status
Under review
Type of benefit
Information
Life events:Retirement

Details last verified: 11/10/2026