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e-ΕΦΚΑ
Retirement & Old Age

Pre-retirement cash benefit (former bank-sector pension funds)

A monthly benefit for people insured by 31/12/1992 with the former ETAT-TEAPETE, ETAT-TAPT and ETAT-LAK funds who had completed the insurance years of their fund's statute by 12/05/2016, until they receive a pension from their main fund.

A monthly benefit; the amount is not stated on the e-EFKA page

This information has not been checked by us yet — please confirm it at the official source.

From an official public source

Who can get it

You were insured with a former bank fund

Official evidence · e-ΕΦΚΑ, Προσυνταξιοδοτική παροχή: «Είναι μια μηνιαία παροχή σε ασφαλισμένους των πρώην Ταμείων ΕΤΑΤ-ΤΕΑΠΕΤΕ (τράπεζα Πειραιώς και τ. Εμπορική), ΕΤΑΤ-ΤΑΠΤ (τράπεζα ALPHA, τ. Πίστεως), ΕΤΑΤ-ΛΑΚ (τράπεζα Αττικής ) έως ότου δημιουργηθούν οι προϋποθέσεις συνταξιοδότησης τους από τον κύριο Φορέα.» · Checked: 2026-09-30

You do not yet receive an old-age pension from your main fund

Official evidence · e-ΕΦΚΑ, «Προσυνταξιοδοτική παροχή»: «Είναι μια μηνιαία παροχή σε ασφαλισμένους των πρώην Ταμείων ΕΤΑΤ-ΤΕΑΠΕΤΕ (τράπεζα Πειραιώς και τ. Εμπορική), ΕΤΑΤ-ΤΑΠΤ (τράπεζα ALPHA, τ. Πίστεως), ΕΤΑΤ-ΛΑΚ (τράπεζα Αττικής ) έως ότου δημιουργηθούν οι προϋποθέσεις συνταξιοδότησης τους από τον κύριο Φορέα.» · Checked: 2026-09-30

You were insured by 31/12/1992 with the former TEAPETE, TAPTP or LAK (ETAT) and had completed by 12/05/2016 the years your fund's statute requires (e.g. TEAPETE: men 30 years, women 25; LAK: men 32, women 27; there are other routes with an age limit)

Official evidence · ν. 4387/2016 άρθρο 53 παρ. 3: «Η προσυνταξιοδοτική παροχή στους μέχρι 31.12.1992 ασφαλισμένους του πρώην Ενιαίου Ταμείου Ασφάλισης Τραπεζοϋπαλλήλων (ΕΤΑΤ), καθώς και στα μέλη των οικογενειών τους, χορηγείται … εφόσον έχουν θεμελιώσει έως την έναρξη ισχύος του παρόντος το σχετικό δικαίωμα.»· e-ΕΦΚΑ FAQ: «Όλοι οι ανωτέρω χρόνοι ασφάλισης θα πρέπει να υφίσταντο έως τις 12/05/2016 σύμφωνα με τον Ν4387/16 … άρθρο 53 παρ. 3», ΛΑΚ άνδρες «Τριάντα δύο (32) έτη ασφάλισης χωρίς όριο ηλικίας» · Checked: 2026-10-12

Based on official sources. For the latest criteria, contact the relevant authority.

Already applied? Tell us how it went.

What it is

The pre-retirement benefit is a monthly e-EFKA benefit for members of the former ETAT-TEAPETE (Piraeus Bank and former Commercial Bank), ETAT-TAPT (ALPHA Bank, former Pisteos) and ETAT-LAK (Attica Bank) funds, until they receive a pension from their main fund. It is for people insured by 31/12/1992 who had established the right by 12/05/2016 (art. 53(3) Law 4387/2016).

Insurance years per fund (indicative): - former TEAPETE (art. 7): men 30 pensionable years with no age limit, or 25 years and age 55, or 20 years and age 60; women 25 pensionable years with no age limit, or 20 years and age 45; there are also special routes (dismissal by the bank, three children, etc.); - former TAPTP (art. 18): men 30 pensionable years (25 of actual service) with no age limit, or 25 years and age 55, or 20 years (15 of actual service) and age 60; women 25 pensionable years (20 of actual service) with no age limit, or 20 years (15 of actual service) and age 45; - former LAK (art. 7): men 32 insurance years with no age limit, or 25 years and age 55, or 20 years and age 60; women 27 years with no age limit, or 20 years and age 55, or 22 years and age 45 with minor children.

Apply in person or by post (28is Oktovriou 54, 10682 Athens) or at dioik.merimna.paroxon@efka.gov.gr. The amount is not stated on the e-EFKA page.

Lifecycle*

Active

Permanent/ongoing benefit

No fixed end date is currently recorded.

*Cycles, deadlines, and availability may change regularly. Always confirm with the official source before applying.

Benefit details

Provider
e-ΕΦΚΑ
Category
Retirement & Old Age
Status
Under review
Type of benefit
Allowance
Life events:Retirement

Details last verified: 12/10/2026