Public Deposits & Loans Fund — Reward for Consistent Borrowers (legacy TPD housing loans)
You have an active housing (mortgage) loan from the Consignment Deposits and Loans Fund (granted to civil servants/pensioners before 2014 — no new loans have been granted since then) and you are repaying it normally or have a debt settlement in force. · The refund is made automatically every six months to the IBAN you have declared; you only need to have declared a bank account to the Fund.
A refund of part of the six-monthly interest, equal to an average annual interest rate reduction of 1% on the outstanding capital, every six months
This information has not been checked by us yet — please confirm it at the official source.
This round has ended. If it reopens, it will appear here again.
Who can get it
Based on official sources. For the latest criteria, contact the relevant authority.
How to apply
The steps to apply yourself. Free: you don’t need to pay anyone.
Required Documents
Usually the details gov.gr already holds about you are enough.
Step by step
- 1
Sign in to gov.gr with your TAXISnet codes
You sign in ONLY through the official government page. Never enter your codes anywhere else.
- 2
Open the application service
The application is submitted to the competent authority (Άλλος Φορέας).
Search for the service on gov.grAuthority: Άλλος Φορέας
- 3
Fill in and submit the application
Enter your details, upload anything requested and submit. Keep the protocol number.
- 4
Track your application
Progress and the final decision appear in your account on the authority / gov.gr.
Indicative guide — the application and final decision are made by the competent authority.
Indicative results — not an official assessment.
The eligibility check, browsing and the full guide are free.
Already applied? Tell us how it went.
What it is
You have an active housing (mortgage) loan from the Consignment Deposits and Loans Fund (TPD, ΤΠΔ) (granted to civil servants/pensioners before 2014 — no new loans have been granted since then) and you are repaying it normally or have a debt settlement in force. · The refund is made automatically every six months to the IBAN you have declared; you only need to have declared a bank account to the Fund. A refund of part of the six-monthly interest, equal to an average annual interest rate reduction of 1% on the outstanding capital, every six months. Application period: recurs every six months (most recent round: the 18th, 2025).
Lifecycle*
ClosedTime-limited programme
No fixed end date is currently recorded.
*Cycles, deadlines, and availability may change regularly. Always confirm with the official source before applying.
Benefit details
- Provider
- Άλλος Φορέας
- Category
- Housing
- Status
- Ended
- Type of benefit
- Housing / Loan
Details last verified: 26/09/2026